Are you looking for an agency that offers fast friendly, knowledgable customer service while still providing you with immediate report delivery and easy-to-use software with in-office training for your employees?

How about alternative credit for first time homebuyers, rental verifications and utility ratings all brought to you by a company with 20 years of experience? If these are qualities and services you look for in your credit related companies, then look no further.

Our Credit Reporting Department offers a wide range of services and fees, depending on the clients' needs. Tenant Screening, Pre-Employment Screening, Trace/Retrace, Consumer Credit and Experian Business Reports are all available.

The Credit Bureau of San Luis Obispo and Santa Barbara Counties will satisfy all of your credit reporting needs.

We have several types of credit reporting services, each one designed to fit your individual needs.

The types of credit reporting services we offer are:

• Consumer Credit Reports
  
• Tenant Screening Reports
  
• Pre-Employment Reports
  
• Trace/Retrace
  
• Business Reports
  

Credit grantors need essential pieces of information to make appropriate credit decisions and extend credit. The Trans Union Credit Report includes Payment History, Special Messages, Public Records, Collections, Trades, Inquiries and Consumer Statements. Permissible purpose is required for these reports.

This report contains the same information as the Consumer Credit Report and is designed for businesses such as large property management offices. Permissible purpose is required.

The Peer report delivers an enhanced version of the Trans Union Credit Report, customized to give specific information on an applicant's employment and credit history. Peer helps employers distinguish between candidates with potential problems and those with nothing to hide.

Trace is a widely used skiptracing product. The subject's social security number is used to locate or confirm current as well as previous adresses. Trace returns the subject's name, last known address, date reported on current address and first previous address, Trans-Alert messages and, if activated, Hawk alerts.

Retrace returns the subject's social security number and provides confirmation of name and maiden name as well as up to three aliases, current and previous addresses and birth dates.

These products do not require permissible purpose.

Prepared as a Summary or Profile, these reports offer general credit information as well as industry standards for any type of business.